Privacy Policy

We may use collected information to:

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• Operate, maintain, and improve the Wealthyffect website
• Process and fulfill purchases, payments, returns, and customer-service requests
• Deliver products, digital content, newsletters, and other requested services
• Communicate with you about orders, subscriptions, account activity, or inquiries
• Send newsletters, educational content, promotional communications, or product updates when you have chosen to receive them
• Understand website traffic and visitor engagement
• Personalize website content and product recommendations
• Detect, investigate, and prevent fraud, security incidents, or misuse
• Maintain business, tax, and transaction records
• Enforce our Terms and Conditions
• Comply with legal and regulatory obligations

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When required by applicable law, we rely on an appropriate legal basis to process personal information, such as your consent, fulfillment of a contract, compliance with a legal obligation, or our legitimate business interests.

We may disclose information to trusted service providers that help us operate our business. These may include:

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• Wix, which hosts the website and provides website, store, customer-management, and related services
• Substack, which hosts and distributes the Wealthyffect newsletter and manages free or paid newsletter subscriptions
• Payment processors that securely process purchases and subscription payments
• Shipping, fulfillment, printing, or delivery providers used to complete customer orders
• Analytics, communications, security, and technical-service providers
• Professional advisers, including accountants, attorneys, or consultants, when reasonably necessary

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These providers may process information according to their own privacy policies and terms.

We may also disclose information when reasonably necessary to comply with the law, respond to lawful requests, protect our rights or the safety of others, investigate fraud, or support a business transaction such as a merger, acquisition, reorganization, or sale of assets.

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We do not sell personal information for monetary compensation. Some analytics, advertising, or tracking activities may be considered a “sale” or “sharing” under certain privacy laws even when no money is exchanged. Where applicable, you may manage these activities through the website’s cookie-preference tools or contact us to submit a request.

The website may use cookies and similar technologies to:

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• Keep the website secure and functioning properly
• Remember visitor preferences
• Support shopping-cart and checkout features
• Measure website traffic and performance
• Understand how visitors interact with pages and content
• Support analytics or marketing activities, when enabled

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Some cookies are essential for the website to operate. Other cookies may be optional and subject to your consent, depending on your location.

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You may manage available cookie preferences through the cookie banner or preference center on the website. You may also adjust your browser settings to block or delete cookies. Blocking certain cookies may affect how some website features function.

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Newsletter and Marketing Communications

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The Wealthyffect newsletter is hosted through Substack. If you subscribe through a Wealthyffect signup form or a link to Substack, your subscription information may be collected and processed by Substack.

Depending on the information you provide and your activity, Wealthyffect may be able to view details such as your name, email address, subscription status, and engagement with newsletter content.

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You may unsubscribe from marketing or newsletter emails at any time by selecting the unsubscribe link included in the email. Unsubscribing from promotional messages will not prevent us from sending necessary communications about an order, transaction, account, or customer-service request.

Substack’s handling of information is also governed by its own privacy policy and terms.

​Depending on where you live, you may have the right to:

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• Request access to personal information we maintain about you
• Ask us to correct inaccurate information
• Request deletion of certain personal information
• Request a copy of your information
• Object to or restrict certain processing
• Withdraw consent when processing is based on consent
• Opt out of certain targeted advertising, sales, or sharing of personal information
• Appeal a decision concerning a privacy request, where applicable

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You may submit a request by emailing Wealthyffect@gmail.com with the subject line “Privacy Request.”

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We may need to verify your identity before completing a request. We will respond within the time required by applicable law. Certain information may be retained when necessary to fulfill legal, tax, fraud-prevention, recordkeeping, or contractual obligations.

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Data Retention and Security

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We retain personal information for as long as reasonably necessary to provide services, complete transactions, maintain appropriate business records, resolve disputes, enforce agreements, and comply with legal obligations.

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We use reasonable administrative, technical, and organizational safeguards designed to protect the information under our control. However, no website, electronic transmission, or storage system can be guaranteed to be completely secure. You use the website and provide information at your own risk.

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Children’s Privacy

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Wealthyffect may offer educational products designed for children or young people, but the website, store, newsletter, and purchasing services are intended for adults, parents, guardians, educators, and other individuals who are legally able to make purchases.

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We do not knowingly collect personal information directly from children under 13 without appropriate parental or guardian consent. If you believe a child has provided personal information to us improperly, please contact Wealthyffect@gmail.com so we can review and address the situation.

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Third-Party Websites and Services

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The website may link to third-party websites, platforms, financial resources, brokerages, government resources, social-media platforms, or other services that Wealthyffect does not control.

A link does not mean that Wealthyffect endorses or is responsible for a third party’s privacy, security, content, products, or practices. We encourage you to review the privacy policy and terms of each external service before providing personal information.

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International Visitors

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Wealthyffect is based in the United States. Our website and service providers may process or store information in the United States or other countries where they operate.

If you access the website from outside the United States, your information may be transferred to a country with privacy laws that differ from those in your location. Where required, service providers may use legally recognized safeguards for international data transfers.

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Changes to This Privacy Policy

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We may update this Privacy Policy periodically to reflect changes to the website, our products and services, our business practices, or applicable requirements.

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When we make changes, we will revise the “Last Updated” date at the top of this page. Material changes may also be communicated through the website or another appropriate method. Your continued use of the website after an updated policy becomes effective indicates your acknowledgment of the revised policy.